We hope this doesn’t alarm you but, did you know you’re much more likely to experience a serious illness or injury before you retire than you are to die?
If you were sick or suffered an injury and couldn’t work for a while, would you need money to support yourself and your family? If your answer is yes, critical illness and disability insurance may be valuable additions to your financial plan. These types of insurance can protect what you’ve planned for and help ensure your loved ones are taken care of.
Cindy David, CFP, CLU, FEA, TEP, is President & Estate Planning Advisor at Cindy David Financial Group Ltd. in Vancouver. A recognized leader in wealth management and estate planning, Cindy guides clients with strategic, tax-effective solutions while championing innovation and women’s leadership in the financial industry. She is the former Chair of the Conference for Advanced Life Underwriting (CALU) — Canada’s professional association for senior life insurance and financial advisors that advances education, advocacy, and best practices in advanced planning and public policy.
